Revenue and margin, in context
Follow monthly trends, compare periods, understand customer concentration and see whether growth is translating into profit.
Business metrics and management reporting
Business metrics and management reporting that brings bank transactions, accounting actuals, and controller inputs into one calm view.
Built for founders, finance managers, controllers, and accountants
One reliable picture
Purpose-built views explain performance and liquidity using the data your team already creates.
Follow monthly trends, compare periods, understand customer concentration and see whether growth is translating into profit.
Combine account balances with open receivables and upcoming payables for a practical near-term liquidity view.
Surface overdue invoices, unusual supplier spend, customer concentration, revenue drops and runway warnings.
Print a calm monthly report, export scoped CSV data, and give finance or an external advisor the access level they actually need.
A deliberate deployment story
The supplied stack has no mandatory hyperscaler, analytics, payment-processor or remote object-storage dependency. A Hamburg/European data-flow position is available only when the operator also chooses appropriate hosting, mail, DNS, monitoring, support and backups.
Application-level encryptionTokens, payloads, parties, invoice identifiers, IBANs and notes are encrypted before database storage.
Tenant isolation throughoutControllers, jobs, calculations and exports all resolve records through the active organization.
No invented certificationClear technical boundaries and deployment assumptions, without absolute legal guarantees or compliance theatre.
Straightforward plans
For one workspace building its finance rhythm.
For finance teams that need repeatable reporting.
For larger workspace teams and advisors.
Manual invoice and SEPA transfer are the initial billing path. No payment processor is integrated. Prices shown exclude applicable VAT. Each subscription currently applies to one tenant workspace; cross-workspace portfolio billing is not implemented.
Frequently asked
Qonto is a factual bank-data source for Actuala. Actuala is independent software and does not imply endorsement or co-branding.
No. The integration boundary is designed for the minimum read-only access needed for reporting. Demo mode requires no Qonto credentials.
Yes, if you deploy the stack in Europe and choose European SMTP, DNS, monitoring, support and backup providers with suitable contracts. The software cannot guarantee the location of an arbitrary self-hosted installation.
Yes. Invite an auditor for read-oriented access without giving them owner or member-management privileges.
Use the polished demo import first. Connect a reviewed sandbox or live adapter when you are ready.